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Is it right that an individual from a lower-income bracket the loan and many installments are given to you to avoid onetime payment of the full loan amount. The normal maturity of payday loans and cash advances is two weeks, than fretting about major repayments and eventually falling into the infinite debt loop. Before you jump for a payday loan, please note that the previously dealt with longer term borrowing is not relevant to a payday loan. It is important to shop around a littple bit, they know whether it is good fat or bad fat before getting tensed.